Payment Orchestration & Automation
Payments That Run Themselves
Intelligently route, execute, and optimize every payment across your insurance operations. Transform manual processes into automated workflows that reduce costs, improve speed, eliminate errors, and enhance both claimant and vendor experience.
The Challenge
Insurance Payments Are Tangled
Pain Points
- •Manual and disconnected workflows
- •High costs and lost revenue
- •Slow processing frustrates claimants, agents, and vendors
- •Lack of visibility and control
What You Gain
- ✓Reliability: Automated exception handling keeps payments on track
- 💰Cost Savings: Optimize routing to minimize fees and overhead
- ⚡Speed: Process payments in seconds, not days
- 🔍Control: Full visibility into every transaction, start to finish
For Carriers, MGAs, and TPAs
Payment orchestration delivers measurable value across all insurance business models, from direct carriers managing claims to MGAs coordinating with carriers and TPAs processing high volumes of transactions.
How It Works
Core Capabilities
Smart Routing
Automatically choose the optimal rail for speed, cost, and compliance.
Exception Automation
Detect and resolve failed or incomplete payments in real time.
Card Token Vault
Securely store and manage card credentials to become processor-agnostic.
AI Optimization
Continuously improves efficiency with every transaction processed.
Payment Flow Lifecycle
Initiation
Payment request received from claims, commissions, or vendor systems
Routing
AI determines optimal payment rail based on rules, cost, and speed
Execution
Payment processed through selected channel with real-time tracking
Reconciliation
Automatic matching and exception handling for complete auditability
Real-World Applications
Insurance Use Cases
Claim Payouts to Beneficiaries
Automate claim disbursements with intelligent routing based on beneficiary location, payment method preferences, and regulatory requirements. Scale your operations with confidence and speed.
Commission Payments to Global Agent Networks
Pay agents worldwide using their preferred payment methods and currencies. Automate commission calculations, batch processing, and multi-currency settlements across your entire distribution network.
Provider and Vendor Bill Pay Workflows
Streamline accounts payable with automated approval workflows, scheduled batch payments, and integration with your existing vendor management systems. Reduce processing time and improve vendor relationships.
Multi-Currency Settlement Across Lines of Business
Handle complex multi-currency transactions across property & casualty, health, and life insurance lines. Automatically convert currencies, manage FX risk, and ensure compliance across jurisdictions.
Proven Results
Measurable Benefits
Reduction in Payment Cost
Minimize expensive bank fees
Time Saved
With the same team size
Boost In Authorization Rates
Sell and retain more policies
Automate your next payment.
See how payment orchestration can streamline your insurance financial operations and deliver measurable results.